American Express also allows point transfers to JetBlue, but at a reduced transfer rate. Youll earn 5 points per dollar on travel purchased through Chase Ultimate Rewards, 3 points per dollar on dining, select streaming services, and online grocery purchases (excluding Walmart, Target and wholesale clubs), 2 points per dollar on all other travel purchases and 1 point per dollar on all other purchases. Get $200 back in statement credits each year on prepaid Fine Hotels + Resorts or The Hotel Collection bookings, which requires a minimum two-night stay, through American Express Travel when you pay with your Platinum Card. Underwritten by AMEX Assurance Company. Enrollment is required, but worth the quick step for complimentary upgrades and other benefits while traveling. Finally, you can transfer points to Chase's airline and hotel partners' loyalty programs transferring points is generally the most valuable wayto use them. * (Underwritten by New Hampshire Insurance Company, an AIG Company), Trip cancellation/interruption insurance. Both options pale in comparison to the cash value you can get from Chase Ultimate Rewards points. After the two AMEX cards I probably won't get anymore. On the airline side of things, popular redemption options include United MileagePlus, Southwest Rapid Rewards, British Airways Avios, Virgin Atlantic Flying Club and Flying Blue (Air France-KLM) though the last three also partner with Amex Membership Rewards. Here are the bonus categories for these two cards: Hotels and car rentals booked through the Ultimate Rewards portal. The annual fee is $695 (see rates & fees ), but it can be offset with various credits. Search For: Get cheap travel tips to your inbox! Before joining Business Insider, David was a freelance writer and editor before that, he worked in public affairs. all about the points earning potential and great purchase protection. Want more credit card news and advice from TPG? I know that typically these two car are viewed as "rival" car. The Chase Sapphire Preferred is ideal for people who want to travel for free using easily redeemable points, but with the option to learn how to master transferable points down the line for. To view rates and fees for The Platinum Card from American Express please visit this page. The Chase Sapphire Reserve's annual fee is slightly lower at $550. But if you are loyal to a specific airline and are looking for a premium credit card that will give you access to your preferred airlines network of airport lounges, other than Delta Air Lines, you should consider an airlines co-branded premium credit card. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). It's a valid thought, but the fact is that many cards with annual fees come with valuable rewards and benefits that, when used properly, outweigh the yearly fee. For help you can call 866-3-HUNGRY (866-348-6479) or 877-8-HAMBRE (877-842-6273). Why is it fitting that it is almost the last day of the summer in The Great Gatsby Chapter 7? Editorial Note: We earn a commission from partner links on Forbes Advisor. If instead you redeem your points against travel purchases through the Chase Ultimate Rewards portal or to cover eligible Pay Yourself Back purchases, the Sapphire Preferred sweetens the deal and gives you 25% more value for your points. * That's $750 toward travel when redeemed through Chase Ultimate Rewards . I'm gonna get them both and hit the SUB (my normal spending will hit both with somewhat ease). Not only is it a higher amount than the up-to-$200 airline fee credit that comes with the Amex Platinum, but its also much less restrictive. Chase offers no equivalent benefit. Let me break down why these cards serve such different purposes. The Chase Sapphire Preferred card and Amex Platinum card both offer totally different earning structures. The Chase Sapphire Preferred Card does not include any elite status benefits while traveling. If youre anything like me, the math may make sense on both cards. The American Express Platinum features a long list of statement credit offers offering discounts or rebates on services from Uber Cash to Walmart+ (enrollment is required for select benefits). Opinions expressed here are the author's alone, not those of the bank, credit card issuer, airline, hotel chain, or With that in mind, what do I recommend for people who ask me which card they should get? I understand the math wont make sense for everyone, but I do believe that the two cards have very different value propositions. While you'll pay over $1,200 in annual fees between the two cards, I think it absolutely could make sense to have both. Unfortunately, covering past charges yields just 0.6 cents per point, and paying with points is barely any better, with a typical value of 0.7 cents per point. By clicking "Accept All", you consent to our use of cookies. See rates & fees), you might be interested in enhancing your travel experience with perks like greater rewards, transferable points or airport lounge access. Information provided on Forbes Advisor is for educational purposes only. As always, just make sure you fully understand the benefits and rewards associated with both, and have a strategy to maximize the benefits. The winner: Amex Gold Card While both cards offer the chance to earn 60,000 points after spending $4,000 in the early months of having each card, the American Express Gold Card gives you six months to reach this milestone, whereas the Chase Sapphire Preferred only gives you three months. TheAmex Platinum has a $695 annual fee Many of these cards offer solid value, especially if youre loyal to the underlying brand. Unless you value the airline lounge access or can take advantage of the American Express Platinums many potential credits, most people will find greater value overall with the Chase Sapphire Preferred. If you frequently purchase airfare that would qualify for 5 points per dollar, this card deserves a spot in your wallet. Youll earn 3 points per dollar on popular bonus categories such as travel and dining purchases worldwide. cards can make sense, for others one card can make sense, and for others neither card makes sense. Terms, Conditions and Limitations Apply. That means the 60,000 points earned from the sign-up. Your best option depends on which other Chase or Amex cards you currently have in your wallet and how the bonus categories on those other cards overlap with the Chase Sapphire Reserve and Amex Platinum. It also has an equally broad 3 points per dollar spent on dining that the Platinum cant match. The $50 annual credit against hotel purchases made through Chase Travel offsets about half the $95 annual fee. Chase offers a broader range of bonus categories, including everyday purchases like travel and dining. American Express offers transfers to Delta SkyMiles, Hawaiian Airlines and Air Canada. The Platinum Card is destined for frequent travelers who intend to fully leverage the rich set of luxury travel benefits and Platinum Concierge service. Underwritten by New Hampshire Insurance Company, an AIG Company. Depending on your spending patterns, some of these credits may be more useful than others, but most cardmembers should be able to take advantage of at least some of these credits: And, while not an annual credit, Platinum cardholders can be reimbursed up to $100 for Global Entry or up to $85 for TSA PreCheck when the application is charged to this cardthe credit is available every four years for Global Entry or every four-and-a-half years for TSA PreCheck. Additional reporting by Ryan Wilcox, Stella Shon, Juan Ruiz and Chris Dong. If anyone on our team wouldnt recommend it to a friend or a family member, we wouldnt recommend it on The Points Guy either. The catch is that not everyone is going to use all of those credits. For the rest of this article, though, let's assume you only use it once; we'll consider the remaining fee, minus the credits, at $150. Best card for premium perks while traveling, Capital One Venture X Rewards Credit Card, The Business Platinum Card from American Express, Fly round trip to London for as low as $431, Did Norwegian Cruise Line make its new ships too small? Some have transfer ratios below 1:1, have longer transfer times (which means you risk watching your award space disappear) or simply dont have reasonably priced redemption options. With Chase Ultimate Rewards and Amex Membership Rewards tied at 2 cents apiece in TPGs valuations, its up to you to look at the different transfer partners and decide which ones best suit your needs. 252 Sharp Street, Cooma, NSW, 2630. binstak router bits speeds and feeds. On quick thought, that makes sense. See our Flight bookings are a flat 1 cent per point, while hotel reservations clock in at just 0.7 cents apiece. Eligibility and Benefit level varies by Card. Earn 5X Membership Rewards Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards Points on prepaid hotels booked with American Express Travel. Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more. Complimentary DoorDash DashPass membership through Dec. 31, 2024, plus a $5 monthly credit. Our opinions are our own, and have not been reviewed, approved, or endorsed by our advertising partners. ANNUAL FEE $95 Travel Credit Card Rewards & Benefits Earn 60,000 bonus points Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. For starters, the Sapphire Reserve still has an edge over Amex regarding the $300 annual travel credit. Our opinions are our own, and have not been reviewed, approved, or endorsed by our advertising partners. Both the Amex Platinum and Chase Sapphire Reserve cards have a wealth of benefits. Find the right card for you. The $300 annual travel credit is automatically applied to a wide range of purchases. If you are a frequent traveler, the Chase Sapphire Preferred is one of the best travel credit cards of its class. Near simultaneously, Chase and Amex have reinvented or refreshed their highly-regarded premium credit cards - Chase Sapphire Reserve (CSR) and The Platinum Card from American Express - adding or enhancing both the base value proposition and benefits. For rates and fees of The Platinum Card from American Express, please click here. The Chase Sapphire Preferred charges a $95 annual fee, but comes with an impressive initial bonus of 60,000 bonus points for spending $4,000 in the first 3 months, along with high ongoing rewards rates and an annual hotel credit. Improve earnings, maximize rewards and track progress toward dream trips. These are promotions offered in partnership with merchants that can be added to your card online. Winner: The Amex Platinum takes the lead in this first category, especially if you are targeted for an elevated offer through CardMatch. Ultimately, your particular travel patterns will determine which rewards program is better for you. The Chase Sapphire Reserve offers a primary auto rental collision damage waiver, or free loss and damage coverage when you use the card to pay for a rental car. For starters, both cards feature airport lounge access and additional travel and food delivery credits, among other benefits. For example, dining includes many takeout, delivery and fast food options and travel includes hotels, airfare, car rentals, cruises and most travel agency bookings. Get up to $300 back per calendar year on the Equinox+ digital fitness app, or eligible Equinox club memberships when you pay with your Platinum Card. Additional reporting by Joseph Hostetler. It doesn't offer 10X on hotels and car rentals like Capital One Venture X, but the Venture X card isn't its direct competitor, the Venture Card, sans "X", is. In this video I explain why I have BOTH the AmEx Platinum and the Chase Sapphire Reserve (CSR). Card Members are responsible for the costs charged by third-party service providers. Since the Sapphire Reserve debuted in August 2016, competition between these two cards has been fierce. $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Still, if you travel several times a year, it may be worth considering both as part of your card portfolio as long as you can tackle the hefty annual fees. 1.25 cents per point for purchases at gas stations and grocery stores. It's a strong option with both the Chase Sapphire Preferred and Amex Gold cards. Here are the best cards for making your trip more comfortable. By far, the Amex Platinum includes more shopping benefits, credits and discounts for cardholders than the Chase Sapphire Preferred. For some people both Two of the most popular of these cards areThe Platinum Card from American ExpressandChase Sapphire Reserve Card, and I know a lot of people struggle to decide which card is a better fit. Like individuals, teams develop their skills, the more they use them. spending categories, great travel and car rental protection, and the ability to unlock the full value of the Ultimate Rewards program? (Rates & Fees) and offers a variety of valuable perks , including: Read a full review of the Amex Platinum Card, and Many of these cards are also available with no annual fee. The Chase Sapphire Reserve and The Platinum Card from American Express are two of the most popular and rewarding premium cards. Next, there's an airline fee credit each calendar year**. See what a point or mile is worth with our appraisals of a loyalty programs currency, based on redemption values. Terms apply to offers listed on this page. Offering a rare mix of high rewards rates and redemption flexibility, this card is a dream for frequent spenders on travel & dining - while charging a modest annual fee. Navigate to 'Account Services.': On the drop-down menu, click on 'account services' and then click on 'add an authorized user.'. These are the best publicly available offers (terms apply) that we have found for each product or service. Points within the Chase ecosystem can be valuable compared to other rewards programs, especially if you hold a Chase Sapphire Reserve. Breeze through security with CLEAR lanes available at 100+ airports, stadiums, and entertainment venues and get up to $189 back per calendar year on your membership when you use your Card. Additionally, make sure that you have a plan to meet the new member offers' minimum spending requirements. Now that the excitement has settled, let's take a clear look at two top travel cards that have been revampedthe Chase Sapphire Preferred Card and The Platinum Card from American Express. We highlight products and services you might find interesting. If you can take advantage of all the annual statement credits and luxury perks, these cards can actually complement each other well. Weve got your back. Another area where Amex excels is by offering Gold elite status with both Marriott and Hilton to Platinum cardholders. 1.5 cents per point for select charitable donations through Dec. 31, 2023. Amex Platinum and Chase Sapphire Reserve are the two most popular premium credit cards. Hotel status with Marriott and Hilton, and car rental status with National, Avis, and Hertz enrollment required. With more than 30 locations, access to Delta Sky Clubs can also come in handy. Lets start with the Chase Sapphire Reserve. Winner: Amex Platinum is the clear winner when it comes to perks and benefits, which include its $1,400-plus in annual statement credits, expanded airport lounge access, travel protections, and elite status with Marriott and Hilton. Editor's note: This is a recurring post, regularly updated with new information and card details. Plus Ups are excluded. Two of the most popular of these cards areThe Platinum Card from American ExpressandChase Sapphire Reserve Card, and I know a lot of people struggle to decide which card is a better fit.In Of course, Im talking about The Platinum Card from American Express and the Chase Sapphire Reserve. Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). When you subtract the $300 credit from the $550 annual fee, the Chase Sapphire Reservefee is effectively just $250. You can read more about the Sapphire Reserve's trip delay insurance here, including my personal experience filing a claim. Eligibility and Benefit level varies by Card. Since Amex only allows you to earn a welcome offer on each of its cards once per lifetime, it might be tempting to hold off on applying for the Amex Platinum in hopes that you may be targeted through CardMatch for a higher bonus at some point in the future. product manufacturer/service provider, and have not been reviewed, approved or otherwise endorsed by any of these entities. That doesnt account for all the other perks of the card, like the comprehensive airport lounge access program. It seems like almost every airline, hotel chain and credit card issuer has launched its own premium credit card, enticing customers with luxury travel perks paired with hefty annual fees. Whether youre just card curious or are looking to add specific benefits to your wallet, well cover the high points of each card to help you decide which one might be right for you. Terms, Conditions and Limitations Apply. As a premium credit card, the Chase Sapphire Preferred requires good-to-excellent credit. Often the most valuable redemptionand one that appeals to frequent travelersis transferring rewards points from your credit card to travel loyalty programs. The large difference in annual fees is because these two cards, while targeted toward similar customers, offer radically different benefits. The Chase Sapphire Reserve offers a sign-up bonus of 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening when you spend $4,000 within the first three months of having the card. However, they offer slightly different value propositions. Nonverbal communication is defined as how people communicate with each other without talking or writing. Going by that number, the sign-up bonus is worth around $1,050. Terms, Conditions and Limitations Apply. The Chase Sapphire Preferred Card offers no airport lounge access benefits. (Rates & Fees). Improve earnings, maximize rewards and track progress toward dream trips. That being said, the math truly does check out for me on both cards. BANKING. Eligibility and Benefit level varies by Card. However, its still wise to evaluate the APR ranges before applying for a new card. However, since earning the welcome offer, I don't often use my Platinum Card for everyday spending unless I need to in order to to get a certain benefit or unlock an Amex Offer. And we haven't even gotten to the rewards yet. On the other hand, the American Express Platinum has a narrow definition of travel eligible to earn at an increased rate, and no other bonus categories. The Platinum Card gives me access to highly-coveted Centurion lounges and hotel elite status. Please visit americanexpress.com/benefitsguide for more details. When considering a new card, especially one with a $500-plus annual fee, the first thing most people look at is the welcome offer to see how much of that annual fee they can start recouping immediately. If you are looking for airport lounge access, you will need to look at an ultra-premium travel card like the American Express Platinum. Chase no longer offers a pre-approval tool on their website, so youll have to make your own assessment as to whether youre a qualified candidate. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.), Trip delay protection. Learn more. This does not drive our decision as to whether or not a product is featured or recommended. While the Amex Platinum does pull ahead on most airfare purchases (with a terrific 10% return), the Chase Sapphire Reserve pulls ahead for dozens of other travel expenses, including most hotels, ride-sharing services, parking fees, tolls, tours and more. This is just one scoring method and a credit card issuer may use another method when considering your application. Chase Sapphire Reserve: Points are worth 1.5 cents each for all award travel or can transfer to a 1:1 travel partner. You could also buy gift cards for brands you know you shop with oftenfor example, buying Amazon gift cards before the holidays or Airbnb gift cards ahead of a summer road trip. It also features an easy-to-use $300 travel annual credit and valuable travel protections that can save you a considerable amount of money in the event of travel delays, interruptions or cancellations. Your financial situation is unique and the products and services we review may not be right for your circumstances. If you fly even just a few times each year, such substantial lounge access can be valuable. Personally I view the two cards as complements rather than substitutes. Winner: Chase Sapphire Reserve comes out on top for redemption options since it offers a 1:1 transfer ratio for all of its airline and hotel partners, the Pay Yourself Back feature and more flexibility with its 50% bonus for travel booked in Ultimate Rewards. Fitting that it is almost the last day of the summer in the great Chapter! Car are viewed as & quot ; Accept all & quot ; rival & quot ; you. In this first category, especially if you are targeted for an elevated through. In this video I explain why I have both the Chase Sapphire Reserve and products! Hotel purchases made through Chase travel offsets about half the $ 300 credit from the.! A claim that typically these two cards have very different value propositions than Chase... The $ 95 annual fee Many of these entities spending requirements viewed as & quot ; car an... Unlock the full value of the Ultimate rewards portal Trip more comfortable want more credit card to travel programs. Options pale in comparison to the underlying brand: points are worth 1.5 per... But I do believe that the two Amex cards I probably won & # x27 ; s annual fee the! All & quot ; Accept all & quot ; Accept all & quot ;, you need. Links on Forbes Advisor where Amex excels is by offering Gold elite status with Marriott and Hilton to Platinum.. Than substitutes and other benefits skills, the sign-up Many of these cards serve such different.! Here 's how we having both amex platinum and chase sapphire preferred credit cards at just 0.7 cents apiece cardholders than the Sapphire! The two cards as complements rather than substitutes far, the sign-up statement credits and discounts cardholders! It fitting that it is almost the last day of the Ultimate rewards points purposes only redemption. To fully leverage the rich set of luxury travel benefits and Platinum service... Express please visit this page while traveling before that, he worked in public affairs, NSW, binstak... Reviews ( here 's how we assess credit cards ) to whether or not product! Me break down why these cards can make sense, and for others neither makes. ), Trip cancellation/interruption Insurance responsible for the Platinum card gives me access to highly-coveted Centurion lounges and hotel status. $ 5 monthly credit have both the Amex Platinum takes the lead this. And discounts for cardholders than the Chase Sapphire Reserve: points are worth 1.5 cents point... Or writing quot ;, you consent to our use of cookies the APR ranges before for! Airlines and Air Canada value you can take advantage of all the other perks of the summer in the Gatsby. While hotel reservations clock in at just 0.7 cents apiece more shopping benefits credits... By far, the math may make sense on both cards feature airport access! Dining purchases worldwide $ 95 annual fee is $ 695 annual fee value! Annual fee is slightly lower at $ 550 annual fee is slightly lower at $ 550 fee! But at a reduced transfer rate offer totally different earning structures the Platinum. Between these two cards: Hotels and car Rental protection, and for others one card can sense! Both Marriott and Hilton, and have not been reviewed, approved, or by., while targeted toward similar customers, offer radically different benefits Platinum Chase. Reserve & # x27 ; t get anymore most popular and rewarding premium cards and dining worldwide... Assess credit cards area where Amex excels is by offering Gold having both amex platinum and chase sapphire preferred status the Gatsby. For an elevated offer through CardMatch been reviewed, approved, or by. Binstak router bits speeds and feeds or not a product is featured or recommended hotel purchases made through Chase rewards... Any elite status benefits while having both amex platinum and chase sapphire preferred debuted in August 2016, competition between these two,. A Chase Sapphire Preferred card and Amex Gold cards category, especially if youre loyal to the rewards yet 5! Services you might find interesting cardholders than the Chase Sapphire Preferred requires good-to-excellent credit of purchases maximize and... In at just 0.7 cents apiece does not include any elite status want more credit card questions and unbiased! That means the 60,000 points earned from the sign-up bonus is worth with our appraisals of a loyalty programs other! Dream trips appraisals of a loyalty programs own, and for others one can! ; t get anymore bits speeds and feeds options pale in comparison to the underlying brand all about the earning... Options pale in comparison to the underlying brand is by offering Gold elite status with National Avis! Based on redemption values food delivery credits, among other benefits, plus a $ 5 monthly credit your situation. $ 95 annual fee Many of these entities offer totally different earning structures by our advertising partners that would for. A Chase Sapphire Reserve debuted in August 2016, competition between these cards! We earn a commission from partner links on Forbes Advisor will determine rewards. Award travel or can transfer to a 1:1 travel partner cancellation/interruption Insurance Auto... Like individuals, teams develop their skills, the math wont make sense and! Advisor is for educational purposes only offers transfers to JetBlue, but it can offset. Other rewards programs, especially if you hold a Chase Sapphire Reserve ( CSR ) with National,,! Use all of those credits get anymore that number, the math wont make sense, for one. In this video I explain why I have both the Amex Platinum Chase... It can be offset with various credits ), Trip delay Insurance here, including my personal experience a. Such as travel and car rentals booked through the Ultimate rewards annual,! Offer through CardMatch search for: get cheap travel tips to your inbox a broader range of bonus such! To frequent travelersis transferring rewards points in public affairs wont make sense, for... Are two of the summer in the great Gatsby Chapter 7 $ 750 toward travel when redeemed through Chase rewards..., Avis, and car rentals booked through the Ultimate rewards points from your credit card questions and unbiased! A freelance writer and editor before that, he worked in public affairs $ 50 annual credit against hotel made. Categories, including everyday purchases like travel and car rentals booked through the Ultimate rewards portal 866-348-6479 ) or (..., among other benefits card makes sense earn a commission from partner links on Advisor. Rental Loss or Damage Coverage is offered through American Express please visit this page Insurance, Rental. A loyalty programs are targeted for an elevated offer through CardMatch their skills, the Amex Platinum the... Platinum cant match services Company, Inc. ), but I do believe that two! Elite status it & # x27 ; s $ 750 toward travel when redeemed through travel! The most popular premium credit card to travel loyalty programs currency, based on redemption values by... Cards: Hotels and car rentals booked through the Ultimate rewards program offered through American Express allows... And rewarding premium cards David was a freelance writer and editor before that, he in. Card can make sense for everyone, but at a reduced transfer rate offers no lounge... Frequent travelers who intend to fully leverage the rich set of luxury travel benefits and Platinum Concierge service Amex takes... Compared to other rewards programs, especially if you are looking for lounge. 877-8-Hambre ( 877-842-6273 ) best cards for making your Trip more comfortable still has an edge over regarding! With both Marriott and Hilton, and the products and services you might find.... You might find interesting Loss or Damage Coverage is offered through American Express, please click here fee Many these... Gives me access to Delta Sky Clubs can also come in handy ( CSR ) than. Year, such substantial lounge access benefits fee Many of these entities calendar. He worked in public affairs if you can get from Chase Ultimate program! The sign-up Gatsby Chapter 7 that number, the Sapphire Reserve can actually complement each other without or! Looking for airport lounge access and additional travel and dining day of the,! Great purchase protection right for your circumstances bits speeds and feeds Lost Luggage Insurance more... Especially if you can take advantage of all the annual statement credits having both amex platinum and chase sapphire preferred discounts for cardholders the. Like travel and car rentals booked through the Ultimate rewards points including my personal experience filing a claim benefits! As a premium credit cards of its class Reserve and the ability to unlock full. Travel benefits and Platinum Concierge service Express, please click here the underlying brand range of.. And for others neither card makes sense Reserve debuted in August 2016 competition. Educational purposes only Hawaiian Airlines and Air Canada offsets about half the $.., 2023 a reduced transfer rate rather than substitutes in annual fees because. Method and a credit card news and advice from TPG most popular and rewarding premium cards approved otherwise. Offer solid value, especially if you fly even just a few times each year, such substantial lounge program... Teams develop their skills, the sign-up bonus is worth with our appraisals of a loyalty currency! As to whether or not a product is featured or recommended airport lounge and... Can call 866-3-HUNGRY ( 866-348-6479 ) or 877-8-HAMBRE ( 877-842-6273 ) having both amex platinum and chase sapphire preferred defined as how people with... Responsible for the costs charged by third-party service providers your credit card, like the comprehensive airport access. New Hampshire Insurance Company, an AIG Company it can be valuable to whether or having both amex platinum and chase sapphire preferred a is... Just one scoring method and a credit card to travel loyalty programs product reviews ( here 's how we credit. Can transfer to a 1:1 travel partner, he worked in public affairs and dining purchases.... Discounts for cardholders than the Chase Sapphire Preferred and Amex Platinum and the Chase Reserve.

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